Rent to Buy Finance
RZ Finance Limited
RZ Finance provides a simple pathway to ownership through our Rent to Buy model. We keep the process straightforward, transparent, and tailored to your situation — so you can move forward with confidence.
How Rent to Buy Finance Works
STEP ONE
Choose Your Cabin
STEP TWO
Apply for Rent to Buy
STEP THREE
We assess your application
STEP FOUR
We confirm your terms and weekly payments
STEP FIVE
You move in and begin your
journey toward ownership
We’ll guide you through each step, so you understand exactly what to expect.
What We Consider
As part of your application, we take the time to make sure the option is right for you. We’ll look at:
- Your income and financial position
- Your regular expenses and commitments
- Your ability to comfortably meet weekly payments
This is part of our commitment to responsible lending — making sure the agreement is both suitable and manageable for you.
What You’ll Need to Provide
- Proof of identity (e.g. driver licence or passport)
- Proof of address
- Income and financial information
- Supporting documents where required
Fees & Interest
Interest rate
from 12.00% per annum
Application fee
$480
(one-off, no GST)
Service fee
$15 per month
($3.46 per week, no GST)
Your Rights &
Support
You have the right to:
- Receive clear information before entering into any agreement
- Cancel your agreement within 5 working days of receiving your disclosure documents
- Apply for support if your circumstances change
If you experience financial difficulty, we encourage you to talk to us early so we can work through options together.
Privacy & Your Information
We collect and use your information to:
- Assess your application
- Verify your identity
- Meet legal and regulatory requirements
Your information may be shared with relevant agencies where required by law. We take reasonable steps to keep your information secure at all times.
Complaints & Dispute Resolution
You can:
- Contact us directly and we’ll work to resolve your concern
- If needed, you can escalate to an independent dispute resolution service at no cost to you
- We are a member of an approved dispute resolution scheme — full details provided on request
Important Documents
RZ Finance Limited is a registered financial service provider. Lending criteria and terms apply. All applications subject to approval.
Talk to Us About Rent to Buy
Every situation is different, and we’re here to help you understand your options.
Rent to Buy finance is provided by RZ Finance Limited.
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